3 Credit Report Insight

I still have a hard time Freecreditreport.com and give me a FICO score and no relationship or just a report that I have, then, two charges for $ 9.95 a month! Please help.I just made my report and FICO score from Equifax / Experian and TRW. Thanks in advance! https: / / www.annualcreditreport.com / ARC / index.jsp Site developed by three major banks in the United States to provide free annual credit reports, as required by federal law. You can get a free report once a year for three agencies. You must pay for good FICO. It is not free. I would avoid any free offer, the connection is legitimate and report annual credit report, but the result is better just to pay the fixed costs for the report and score. All this "free" is always a trap that is to sign up, etc. I'm Afra Commons took the path of the birds by the Department of Defense. Sometimes I think I still have to pay someone to kick my ass today.